case studies

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Equipment Case Study

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Purchase a $130,000 CNC router.

A joinery business operating for 4 years had identified themselves their outsorced manufacturing expenses were climbing and the directors were not putting their profit margin in their own pockets. They were investigating purchasing a CNC routing machine themselves to bring more production inhouse. Doing so had 4 key benefits.

1. More quality control.
2. Significant cost savings in production time.
3. Increased profit margin straight to the bottom line without increasing end customer price.
4. Business expansion via higher volume of work via production savings.

The directors had approached their bank and a couple of other finance brokers to source funding but none were able to seek an approval. Because of Anthony’s strong relationship with his clients, the directors next approach him in the hope he knew someone that could help. Naturally Anthony said yes and engaged Dave. Because of 2 key things, Dave was able to obtain an approval FIRST TIME. The 2 key things are 1. Directors knew their own business intimately and were able to identify and provide the necessary reports that showed the cost of outsourcing and the effect it was having on the business. And 2. Because Daves background working in senior credit roles signing off on approvals, he knew how to prepare the application for best chance of success. Dave prepared the application demonstrating the cost of outsourcing vs the cost of financing the machine and the cost savings of bringing this in house. A cashflow forecast was prepared, by Dave, and it identified the directors would add over $90,000 to their bottom line (and that’s after the monthly finance payments on the machine).

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Machinery Finance

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Equipment, Plant and Machinery

No matter the type of equipment, plant or machinery you require for your business. We can Finance it ALL!!!! Do you:

  • Require a new compressor for your manufacturing operations?
  • New hoists and tools for your mechanic business (fixed or mobile)?
  • Require a CNC machine to bring production in-house to reduce production times and costs and put more profit margin back in your pocket?
  • Need a new forklift for materials handling in your warehouse?
  • Are you thinking about replacing some of your production line with automated robots to streamline your operations reduce production time frames?There really isn’t any type of equipment that we can’t finance. We’ll even throw the challenge out there, no matter how “left of fields” your request is and if there is a benefit to your bsuiness, we’ll make sure we understand it and get it done for you.

Please visit Our Services page for more information.

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Marine and Leisure Finance

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Marine

From personal pleasure vessels to aquaculture and commercial fishing operations. Do you:

  • Work hard during the week and want a jetski or trailerable boat for some week end fun, fishing and stress relief?
  • You’ve built a highly successful and profitable business over the last 15  to 20 years  and are ready to start enjoying life got your eye on a fly bridge cruiser?
  • Run an aquaculture business and require a specifically designed flat bottomed boat for bringing in the catch and moving equipment and feed around?
  • Operate an aging offshore trawler, stayout for weeks at a time and need a new, more reliable and comfortable vessel?
  • No matter your situation, business of personal use, we do all types of boat and jetski finance.

Please visit Our Services page for more information.

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Vehicle and Leisure Finance

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Vehicle Finance

Motor vehicles are essential to all walks of life. Are you:

  • Working for wages and needs a new car to get to and from work?
  • Tradie that needs a ute of 4wd fitted out with ladder racks, tool boxes etc?
  • A sales rep that is on the road a lot and does a lot of miles?
  • A farmer that requires a 4wd or ute to get around their property in all weather conditions?
  • A tour operator that needs a 4wd with lockers, lift kits, winches etc?
  • An enthusiast that has their eye set on a GT40, 57 Chev, Cobra or some other exotic machine?

We can provide finance for ANY motor vehicle for Business and Consumer needs.

Please visit Our Services page for more information.

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Road Transport Finance

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Road Transport

Road transport is a vast industry and we cover all aspect of it. Are you:

  • Self employed courier with one van / Pantech and need something more reliable?
  • Do you run a bobcat / mini excavator / tipper combo and your tipper is getting a little long in the tooth?
  • An interstate truck driver hauling cattle, general freight etc and your fuel costs are spiralling out of control due to the age of your truck?
  • The owner of a medium to large transport company with a hundred prime movers and a mixture of B Doubles, flat top, drop decks, reefers that cannot manage the finance portfolio any longer due to its size?

We provide finance solutions for ANY type of transport operations. No matter what it is you require a replacement tipper, expanding operations or require assistance in managing your entire equipment finance arrangements / balloon payments, etc. WE DO IT ALL!

Please visit Our Services page for more information.

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Equipment Finance

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Equipment, Plant and Machinery

No matter the type of equipment, plant or machinery you require for your business. We can Finance it ALL!!!! Do you:

  • Require a new compressor for your manufacturing operations?
  • New hoists and tools for your mechanic business (fixed or mobile)?
  • Require a CNC machine to bring production in-house to reduce production times and costs and put more profit margin back in your pocket?
  • Need a new forklift for materials handling in your warehouse?
  • Are you thinking about replacing some of your production line with automated robots to streamline your operations reduce production time frames? There really isn’t any type of equipment that we can’t finance. We’ll even throw the challenge out there, no matter how “left of field” your request is and if there is a benefit to your business, we’ll make sure we understand it and get it done for you.

Please visit Our Services page for more information.

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Earthmoving Finance

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Earthmoving

Earthmoving is one of the most diverse industries in Australia. Do you:

  • Own a bobcat / mini excavator / tipper combo and need to replace a machine?
  • A grader operator that requires a new or additional machine to meet current work levels?
  • A large scale company with dozers, excavators and various loaders that requires external management of your fleet?
  • Need GPS levelling equipment fitting to your existing machine to be able to win additional work?
  • Currently subcontracting work out and require a new machine to put that profit in your pocket instead of someone elses?
  • Cross hiring an expensive machine to complete work because your bank can’t help and they don’t understand your business?

No matter what your situation, we dig deep and really get to the nitty gritty of your business and identify what makes it tick, for one reason. To help you get the best possible finance solutions to make your business as efficient as possible and to keep as much profit in your pocket as possible.

Please visit Our Services page for more information.

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RESIDENTIAL & COMMERCIAL PROPERTY FINANCE

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Property Finance

Property finance – Home Loans, Investment, Commercial, Industrial, Farming, we do the lot!  Are you:

  • A husband and wife, currently renting and tired of paying off your landlords mortgage?
  • Self-employed and been told by your bank “sorry, you don’t meet our criteria”?
  • Have a SMSF (Self Managed Super Fund) and looking to diversify your investment portfolio?
  • A business and have been leasing your current premises for a number of years?
  • Had a home loan for a few years and been thinking it should be reviewed?

Please visit Our Services page for more information.

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